CD & IRA Investment Accounts

Certificates of Deposit

For customers interested in a safe, FDIC insured, investment at a competitive rate, we offer Certificates of Deposit (CDs) in a variety of terms.

• Terms available from 3 months to 48 months
• Competitive interest rates/annual percentage yields (APYs)
• Minimum deposit of just $500.00 on most CD accounts
• Several interest payment options
• Penalty for early withdrawal
• Rates may be negotiated for balances over $50,000.00

Special CDs

• Please call the bank at 620-278-2244 for current information on any special CD's we offer.

Individual Retirement Accounts - IRA

Your IRA funds can be invested in CDs, with a minimum deposit of just $500, or choose a 6-month IRA savings plan, with a $50 minimum initial deposit, that you can add to in any amount at any time thereafter.

• Traditional and Roth
• Terms available from 6 months to 60 months
• Low minimum deposit amounts
• Competitive interest rates/APYs
• FDIC coverage to $250,000 per IRA depositor