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Deposit Services

Deposit Services

Checking Accounts

Must be 18 years of age to open any checking account if individually owned.

Regular Account (Personal or Small Business)

  • Customers must deposit a minimum of $50.00 to open this account.
  • If the balance in this account falls under $500.00 at any day of the monthly statement cycle a $5.00 maintenance fee will be imposed to the account for that cycle.
  • An activity fee of $.10 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 30 during a monthly statement cycle.

Account for Full-Time Students & Customers 65 Years of Age or Older

  • Customers must deposit $50.00 to open this account.
  • There will be NO CHARGE for a monthly maintenance fee.
  • An activity fee of $.10 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 30 during a monthly statement cycle.

Business Checking Account

  • Customers must deposit $100.00 to open this account.
  • Monthly maintenance fee is $5.00.
  • Per debit fee is $.15.
  • Per credit fee is $.15.
  • Per item deposited if drawn on another financial institution other than Alden State Bank $.05.
  • Earnings credit is calculated at a $.10 per $100.00 of average daily balance maintained during a statement cycle.
  • The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
FDICEqual Housing LenderDigital Insight, an Intuit company
Rice County's Oldest Bank