Certificate of Deposit & IRA Rates
Certificate of Deposit Rate Chart
This rate chart contains information about interest rates and APY (Annual Percentage Yield) for the Certificate of Deposit accounts we offer. The annual percentage yield assumes funds will remain on deposit for a full year at the advertised rate.
| TERM | APY | Interest Rate | Minimum Deposit Required |
|---|
| 3 Months | .10% | .10% | $500.00 |
| 6 Months | .20% | .20% | $500.00 |
| 12 Months | .35% | .35% | $500.00 |
| 18 Months | .45% | .45% | $500.00 |
| 24 Months | .65% | .65% | $500.00 |
| 30 Months | .75% | .75% | $500.00 |
| 36 Months | .95% | .95% | $500.00 |
| 48 Months | 1.00% | 1.00% | $500.00 |
- The interest rates and annual percentage yields are subject to change at the bank's discretion without notice.
- A penalty may be imposed for early withdrawal.
- Interest Rates and Annual Percentage Yields are current as of 12/6/2012. For current rate information call (620) 278-2244.
- FDIC Insured up to $250,000.00.
IRA Interest Rates
| TERM | APY | Interest Rate | Minimum Deposit Required |
|---|
| 6 Months | .20% | .20% | $500.00 |
| 12 Months | .35% | .35% | $500.00 |
| 18 Months | .45% | .45% | $500.00 |
| 24 Months | .65% | .65% | $500.00 |
| 30 Months | .75% | .75% | $500.00 |
| 36 Months | .95% | .95% | $500.00 |
| 48 Months | 1.00% | 1.00% | $500.00 |
| 60 Months | 1.10% | 1.10% | $500.00 |
| IRA Passbook Savings | .12% | .12% | $50.00 |
